Fee Schedule
Effective April 30, 2019
Credit Union Membership
| Item | Fee |
|---|---|
| Lifetime Membership Fee | $10 One-time Fee |
| Minimum Primary Share Balance Required | $5.00 Held funds to ensure Membership |
| Below Minimum Primary Share Balance Fee | $2.00 Per Month |
| Closure Fee - (Account closed less than 1 year from open date) | $15.00 |
| Dormant Account Fee | $5.00 Per Month after 12 Months of Inactivity |
Non-Sufficient Funds (NSF)
| Item | Fee |
|---|---|
| NSF ITEM (ACH/Share Draft/Point of Sale/Bill Payment) | $28.00 Per Item |
Overdraft
| Item | Fee |
|---|---|
| Overdraft Protection from Shares (REG ID) | $2.00 Per Item (1st Six Transfers Free) |
| Courtesy Pay Fee (Overdraft Transfer) | $28.00 Per Item |
Return Item
| Item | Fee |
|---|---|
| Returned Deposited Item | $28.00 Per Item |
Stop Payment
| Item | Fee |
|---|---|
| Personal Checks/ACH/Bill Payment | $15 Per Item |
| CU Corporate Checks | $28.00 Per Item |
Electronic Services
| Item | Fee |
|---|---|
| CO-OP Network ATM Transactions (Withdrawals/Deposits/Transfers) | FREE |
| ATM Returned Deposited Item | $28.00 Per Item |
| ATM Deposited Item Adjustment | $10.00 Per Item |
| ATM Deposit Empty Envelope | $28.00 Per Item |
| Card/PIN Replacement | $5.00 Per Card/PIN |
| Card/PIN Rush Order | $30.00 Per Request |
| International Wire Transfers | $30.00 Per Transfer |
| Domestic Wire Transfers | $20.00 Per Transfer |
Other
| Item | Fee |
|---|---|
| Check Printing Fee | Printer's Charge |
| Coin Deposit Fee (Minimum $1.00 - Coin Deposits must be rolled) | 5% of Total Coin Deposit |
| Photocopy / Paid Checks | $10.00 Per Item |
| Statement Copy (Per Copy) | $5.00 Per Item |
| Account Research/Reconcilement | $20.00 Per Hour (1 hour minimum) |
| Approved Skip-A-Pay/Extension Agreements | $25.00 Per Loan |
| Demand Request (Real Estate Loans) | $25.00 Per Request |
| Full Reconveyance Fee (Real Estate Loans) | $35.00 Per Request |
"The Board of Directors reserves the right to change fees from time to time. Notification of any such changes will be mailed to member’s address of record no less than thirty (30) days prior to implementation."
