Auto Refinance & Purchase Promo

Purchase or Refinance as low as 4.00% APR* up to 60 Months or 4.25% APR up to 84 Months.

Special Bonuses:

1. Members purchasing an auto from any Buena Park, CA auto dealership will receive an additional 0.25% rate discount of any rate stated above.**
2. All qualifying members will have No Payments for the 1st 90 Days.

*APR=Annual Percentage Rate. Loans are approved based on creditworthiness, Loan-To-Value, and other qualifications. Rates stated above include a 0.75% rate discount for the loan-to-value less than 80% or purchase of GAP and a 0.75% rate discount for Direct Deposit or Payroll Deduction to your CCCCU account. Your rate may be higher if your FICO score is higher than 680 and if you do not qualify for the rate discounts. The refinancing of current outstanding CCCCU loans do not qualify for rate discounts or No Payments for the 1st 90 Days. For every $1,000 borrowed for 60 months at 4.00% APR, the monthly payment is $18.54. For every $1,000 borrowed for 84 months at 4.25% APR, the monthly payment is $13.89. **The auto dealership’s legal address must be in the City of Buena Park, CA and must be reflected on the purchase contract in order to qualify for the 0.25% discount. Offer subject to change without notice.

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Signature Loan Promotion

Summer fun shouldn’t come with a high price tag—and with a personal loan from Center City Community CU, it doesn’t have to. Whether you're planning a getaway, tackling a home project, or just need some extra cash, you can save more when you set up direct deposit or payroll deduction to your account. It’s an easy way to qualify for our lowest signature loan rates—so you can spend less time worrying about payments and more time soaking up the sun.

Signature Loan Promotional Terms and Requirements:

• All Applicants FICO Scores: Must be 680 or higher.
• Debt-to-Income Ratio: Must be less than 50.00%
• Loan Amount: Up to $15,000
• Members with current outstanding CCCCU unsecured debts are eligible for debt consolidation only and CCCCU must pay outside debtors directly.
• Refinancing current outstanding CCCCU loans is prohibited.
• No other loan rate discounts will apply.

To apply, log into our Online Banking site or call us at (800) 391-8725 to speak with a representative.

*Direct Deposit or Payroll Deduction must be active on your CCCCU account and must be reflected within your CCCCU account history at the time of loan funding. **APR=Annual Percentage Rate. Loans are approved based on creditworthiness, Loan-To-Value, and other qualifications. The refinancing of current outstanding CCCCU loans is prohibited. For every $1,000 borrowed for 36 months at 5.75% APR, the monthly payment is $30.32. For every $1,000 borrowed for 36 months at 6.25% APR, the monthly payment is $30.54. For every $1,000 borrowed for 60 months at 6.75% APR, the monthly payment is $19.69. For every $1,000 borrowed for 60 months at 7.25% APR, the monthly payment is $19.36. For every $1,000 borrowed for 72 months at 7.75% APR, the monthly payment is $17.42. For every $1,000 borrowed for 72 months at 8.25% APR, the monthly payment is $17.53. Your rate may be higher if the promotional terms and requirements are not met. Promotional offer expires 12/31/2025.

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PROMOTIONAL TERM SHARE CERTIFICATES

*APR = Annual Percentage Rate. **APY= Annual Percentage Yield. CCCCU computes the balance in our share accounts to dividends you will be paid by using the average daily balance method, which applies a periodic rate to the average daily balance in the account for the period. We calculate the average daily balance by adding the account for each day of the period and dividing that figure by the number of days in the period. Minimum required Promotional Share Certificate balance is $1,000. Certificate interest is paid on a quarterly basis. Penalty for early withdrawal. IRA accounts do not qualify for Promotional Share Certificates. Subject to change without notice.

To open a Certificate of Deposit, contact Member Services at (800) 391-8725.